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Check My Life Pay Back

Life Insurance — 30-Second Eligibility

सेवा • सुरक्षा • समाधान

Up to 20% pay-back on long-term endowment, whole-life and term plans. Free, transparent rate-card. Pay-back is credited directly to your bank account — not adjusted in the premium.

Assured Pay Back · Life Insurance

Free · 30 seconds

For traditional, endowment, and term plans — pay-back scales with the policy term (PPT).

Life Pay Back applies on the first-year premium for endowment/whole-life/ULIP plans bought through Insurancellello.com. Term-plan pay-back is calculated on the cumulative first-year premium across the policy.
\ud83c\udf89 Congratulations! Your Assured Pay Back
A senior advisor from S.K. Sahu & Associate will reach out to walk you through plan selection and policy-issuance.

Life Pay Back · Full Rate Card

Policy Term / PPTPay Back
5 years5.00%
10 years7.00%
15 years10.00%
20 years15.00%
25 years20.00%
10+ years20.00%
35 years20.00%
Why People Choose Insurancellello.com

A Better Deal On Every Renewal

Insurance is the same product everywhere. The relationship is what differs.

Real Money Back

Assured pay-back on Health, Life and Motor — credited to your bank account post-issuance.

IRDAI-Empanelled

10+ years of standing as S.K. Sahu & Associate. Empanelled with the Insurance Ombudsman and Consumer Forums.

Free Grievance Cover

If a claim is ever rejected, our team fights it for you — at no upfront fee. Pay-back PLUS protection.

Single-Point Advisor

One senior advisor for your whole family. No call-centre runaround, no shifting case-handlers.

Want to See Other Calculators?

Health, Life, Motor — three quick eligibility checks. All free, all transparent.