Comprehensive cover for your car — with a transparent, percentage-based Cheapest Premium, Compared by AI credited directly to your account. Independent advisory across every major insurer, zero hidden commissions, and our Claim Help guarantee on every policy we place.
Ideal for: First-time buyers, families upgrading from a hatchback to an SUV, NRIs renewing parents’ cars, anyone who has lost their NCB through a small claim.
A percentage of the annual premium you pay, credited back to your bank account after policy issuance. Eligibility and the exact percentage depend on policy specifics — use the calculator on the left for an instant indicative number.
For any car worth above ₹3 lakhs, almost always yes — a single major accident easily exceeds the lifetime premium difference. We never recommend third-party-only for personal vehicles unless they are over 10 years old and low IDV.
Insured Declared Value is the maximum amount payable on total loss. Most insurers under-set it to keep premiums attractive at quote time. We push for IDV that reflects fair market value — the difference at claim-time can be lakhs.
NCB is reset on a claim, but with a Protect-NCB add-on you can ride out one or two claims without losing your accumulated bonus. We bundle this on most renewals.
For a fresh personal car, typically within 30 minutes of receipt of RC, KYC and last-year policy. Inspection-required cases (break-in, expired policy > 90 days) take up to 48 hours.
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