Mumbai, India
inquiry@insurancellello.com
For families with multi-policy portfolios who want a single advisor, an annual audit, and 24/7 priority Seva Desk access. The Bima Suraksha Kavach Club — premium peace of mind, by invitation or subscription.
Health for parents, health for self and spouse, term life, ULIP, motor for two cars, two-wheeler, home, travel, accident, critical illness, education endowment — by mid-career most middle-class Indian families are managing 10-15 policies across 4-6 insurers. Renewals are missed, exclusions are forgotten, claim moments are chaotic. Club-BSK is the answer.
Membership pairs you with a senior advisor who personally knows your portfolio. Once a year, we audit every policy — exclusions, sub-limits, renewal cycles, riders — and produce a personalised risk-and-savings report. At any claim moment, you call one number and the entire weight of our Seva Desk is mobilised on your behalf, with priority over walk-in cases.
One senior advisor, one phone number, full ownership of your family portfolio across all insurers.
Comprehensive yearly review with a written report — gaps, overlaps, renewals, and premium-saving recommendations.
Active reminders 60, 30 and 7 days before every renewal — no policy ever lapses on a Club-BSK family.
At any claim moment, you skip the queue. Hospital admission, motor accident, claim denial — we are on your side instantly.
We collect every policy in your household and build a comprehensive portfolio map.
A 24-point report identifying coverage gaps, over-insurance, expensive riders and premium-savings opportunities.
Quarterly check-ins, renewal management, and instant claim handling whenever needed.
A formal annual review meeting to recalibrate the portfolio as your family's needs evolve.
Send us the denial letter or short-settlement note. We will tell you within 48 hours whether — and how — we can recover it.