Mumbai, India
info@insurancellello.com
Insurancellello.com is the consumer-grievance and Assured Premium Pay Back platform built by S.K. Sahu & Associate — a Financial Advisor & Tax Consultant firm based in Mumbai with three decades of standing for the Indian policyholder. We do one thing, and we do it completely: we make sure the insurance you paid for actually shows up when you need it — and we credit a fixed pay-back to your bank account on every policy you buy or renew through us.
Insurancellello has been advising Indian families and businesses on insurance since 2015. Out of that experience came one stubborn observation: most policyholders never see the money their policy entitles them to — not because their case is weak, but because the system is opaque, the paperwork is intimidating, and the insurer counts on people giving up.
Insurancellello.com is our answer. It pairs the firm’s three decades of grievance-redressal expertise with a clean digital workflow — so that any policyholder in India can check eligibility, file a case, and track resolution from their phone.
Our three-word charter — the same one displayed on our office wall since 2015 — explains everything we do.
We work for the policyholder, never the insurer. Every fee we earn is contingent on a successful recovery for you. Your case is our service.
A claim denied is a family unprotected. We rebuild your case to professional standards so that the insurer cannot dismiss it on a technicality.
We do not negotiate from weakness. We escalate methodically — insurer, IRDAI, Ombudsman, Consumer Forum — until your claim is settled in full.
For every Health, Life or Motor policy you buy or renew through Insurancellello.com, you receive an assured pay back — a fixed percentage of the premium credited back to you. The exact eligibility depends on age, family size and policy term — check yours in 30 seconds with our calculators.
The same promises printed on our brand creative — backed by 10+ years of S.K. Sahu & Associate practice.
10+ years of policy-design and tax-advisory expertise from S.K. Sahu & Associate — on every plan we recommend.
Fast, efficient responses. No call-centre runaround — one senior advisor owns your case end-to-end.
Maximise value, minimise expense. Independent advisory means no hidden commissions and lower TCO on your portfolio.
Aapki claim ki chinta meri duty. If a claim is ever rejected or short-settled, our team fights it for you at no upfront fee.
From the day you buy a policy through Insurancellello.com, every future claim is our shared problem — not your private nightmare. A dedicated advisor manages the paperwork, the calls and the escalations until your claim is fully settled.
Call, WhatsApp or fill the form. Send us the policy and the rejection or short-settlement letter.
Within 48 hours, a senior advisor tells you whether the case is recoverable and what the likely path looks like.
We file with the insurer, escalate to IRDAI Bima Bharosa and the Ombudsman, and represent you at every hearing.
Claim paid to your bank account. Our success fee is deducted only after the recovery is confirmed.
Our advocacy operations are headquartered at Bhayander (East), Mumbai, with active casework across 28 states — from cashless-denial disputes in Tier-1 metros to lapsed-policy revivals in semi-rural India. Cases are handled remotely; we travel for hearings only when the Ombudsman venue demands it.
Free 48-hour case evaluation. No upfront fees. Pay only on actual recovery.