Terms Of Use

उपयोग की शर्तें

These Terms of Use (“Terms”) govern your access to and use of Insurancellello.com, operated by S.K. Sahu & Associate. By using our website or engaging our services, you accept these Terms in full. If you disagree with any provision, please do not use the Website.

1. General Use

Content on this website is provided for general information and educational purposes only. It does not constitute professional, legal, financial, tax or insurance advice and should not be relied upon as such. For advice specific to your situation, please consult a qualified professional — our Seva Desk advisors are available to help.

2. User Eligibility

You must be at least 18 years of age and have the legal capacity to enter into binding contracts under Indian law to use this Website or engage our services. By using the Website, you represent that you meet these eligibility criteria.

3. User Obligations

Use the Website only for lawful purposes consistent with these Terms.
Do not interfere with the normal functioning of the Website, introduce viruses or other harmful code, or attempt unauthorised access.
Do not impersonate another person or submit false, misleading or fraudulent information.
Do not use the Website to harass, defame or solicit other users.

4. Intellectual Property

All content on this Website — text, graphics, logos, images, videos, software, page layouts and the “Insurancellello” brand — is the property of S.K. Sahu & Associate or its licensors and is protected by Indian and international intellectual-property laws. You may not reproduce, distribute, modify or commercially exploit any part of the Website without our prior written consent.

5. Limitation Of Liability

While we make every effort to ensure the accuracy and reliability of the information on this Website, we do not warrant or guarantee its completeness, accuracy or fitness for a particular purpose. To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential or punitive damages arising from your use of the Website. Where we are formally engaged as your advisor, our liability is set out separately in the engagement letter.

6. Third-Party Links

The Website may contain links to third-party websites, products or services for your convenience. We do not endorse, control or assume responsibility for the content, accuracy, security or privacy practices of any third-party resources. Your interactions with such third parties are entirely at your own risk.

7. Termination Of Access

We reserve the right to suspend or terminate your access to the Website, with or without notice, if we believe you have breached these Terms, attempted unauthorised activity, or engaged in conduct that may harm other users or the Website.

8. Governing Law & Jurisdiction

These Terms are governed by the laws of India. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts at Mumbai.

9. Updates To These Terms

We may revise these Terms at any time without prior notice. The current version will always be available on this page with a revision date. Your continued use of the Website after a revision constitutes acceptance of the updated Terms.

Last updated: May 2026.

10. Contact Us

S.K. Sahu & Associate
Financial Advisor & Tax Consultant · Insurancellello.com Seva Desk

Office: Office No. 111, OP Commerce Centre, Opposite of Railway Station, Bhayander (East), Thane — 401105, Maharashtra (India)
Call / WhatsApp: +91 96193 42170
Email: info@insurancellello.com

Have A Query About These Terms?

We are happy to walk you through any clause — in plain English or Hindi.

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