I N S U R E N
Mumbai, India info@insurancellello.com
Insurance Product

Travel Insurance

यात्रा बीमा

Single-trip, annual-multi-trip, student, senior-citizen, Schengen, business — we structure your travel cover for the destination, the duration and the realistic risks of the trip. Quick issuance, the right exclusions to watch for, and full Claim Help support if anything goes wrong abroad.

The Insurancellello Promise

Four Reasons Customers Pick Us Over Any Aggregator

The same four promises printed on our brand creative — backed on every policy we place.

Expert Guidance

10+ years of policy-design and tax-advisory expertise from S.K. Sahu & Associate — built into every quote.

Instant Solution

Quick issuance and one senior advisor end-to-end — no call-centre runaround.

Cost-Saving Advice

Independent advisory means no hidden commissions and the lowest TCO across insurers.

Claim Help — Guaranteed

Aapki claim ki chinta meri duty. If your claim is ever rejected, our team fights it for you.

What's Covered

A Cover Designed For Real Indian Use-Cases

Every recommendation below is structured around the policy exclusions and IRDAI standardisations that matter most at claim time.

Emergency Medical

Hospitalisation, evacuation, repatriation — the single most important reason to have travel insurance. Choose USD 50,000+ for Schengen and US trips.

Baggage & Documents

Loss of checked-in baggage, delay of checked-in baggage beyond 12 hours, loss of passport — with practical, claimable sub-limits.

Trip Cancellation

Refund of non-refundable trip costs if cancellation is due to illness, accident, family death or other named perils.

Trip / Flight Delay

Hourly compensation for delays beyond a threshold (typically 6 hours), with daily caps and overall trip caps.

Hijack & Security

Hijack daily allowance and personal liability cover, which many travellers overlook but which most reputable policies bundle.

Worldwide / Schengen

Single-trip and annual policies for Schengen, USA / Canada, ASEAN and worldwide-excluding-USA destinations — with country-specific minimums met.

Who Is This For

Right For You If…

Ideal for: Schengen / US tourists, students going abroad, senior citizens visiting family overseas, frequent business travellers, families on annual holidays.

Assured Premium Pay Back

A percentage of the annual premium you pay, credited back to your bank account after policy issuance. Eligibility and the exact percentage depend on policy specifics — use the calculator on the left for an instant indicative number.

Claims Ratio
0 .3%
Day Avg. Resolution
0
Month Break
0
Years Practice
0 +
Common Questions

Quick Answers Before You Commit

For Schengen, yes — minimum 30,000 EUR medical cover with treatment-and-repatriation. For US, formally no, but strongly recommended given US healthcare costs.
Most reputable policies do, post the IRDAI March-2020 guidance — including hospitalisation, quarantine costs and trip-cancellation due to a COVID diagnosis. Worth verifying on the schedule.
Pre-existing conditions (unless declared), adventure sports beyond a defined list, alcohol- or drug-induced incidents, intentional self-harm and unlawful acts. We walk through your policy schedule before issuance.
Most travel policies are issued in under 10 minutes — KYC + passport details + trip dates is sufficient. Schengen-grade policies sometimes need an extra hour for validation.

Ready For A No-Obligation Quote?

Send us your basic details — a senior advisor will revert within a business day with the best fit across every active insurer.