Mumbai, India
info@insurancellello.com
Independent, family-first health-insurance advisory — with an Assured Premium Pay Back depending on family composition and the eldest insured member’s age. We help you pick the right sum-insured, the right exclusions, and the right rider stack for your stage of life.
The same four promises printed on our brand creative — backed on every policy we place.
10+ years of policy-design and tax-advisory expertise from S.K. Sahu & Associate — built into every quote.
Quick issuance and one senior advisor end-to-end — no call-centre runaround.
Independent advisory means no hidden commissions and the lowest TCO across insurers.
Aapki claim ki chinta meri duty. If your claim is ever rejected, our team fights it for you.
Every recommendation below is structured around the policy exclusions and IRDAI standardisations that matter most at claim time.
Stand-alone cover for working singles — ideal as the first plan or as a top-up over an employer mediclaim.
A single sum-insured shared across spouse + children, often more economical than separate individual plans up to 4 lives.
Specialist policies for parents above 60, with shorter waiting periods, dedicated geriatric riders and OPD options.
Maternity sub-limit + newborn-from-day-one cover. We help time your enrolment around the 9-/24-month waiting periods.
A lump-sum payout on diagnosis of any of 15-30 listed critical illnesses — over and above hospitalisation cover.
Over 10,000 network hospitals across India. We map your city, your preferred hospitals, and avoid policies with a weak local network.
Ideal for: Young couples planning a family, professionals taking out their first cover, families adding ageing parents, anyone topping up an employer-provided mediclaim.
A percentage of the annual premium you pay, credited back to your bank account after policy issuance. Eligibility and the exact percentage depend on policy specifics — use the calculator on the left for an instant indicative number.
Send us your basic details — a senior advisor will revert within a business day with the best fit across every active insurer.