I N S U R E N
Mumbai, India info@insurancellello.com
Insurance Product

Bike Insurance

दुपहिया बीमा

Smart, low-friction cover for your two-wheeler. Comprehensive, third-party or long-term — we structure it for the lowest TCO over the life of the bike. Assured Pay Back on every renewal, and the same Claim Help guarantee we extend to every customer.

The Insurancellello Promise

Four Reasons Customers Pick Us Over Any Aggregator

The same four promises printed on our brand creative — backed on every policy we place.

Expert Guidance

10+ years of policy-design and tax-advisory expertise from S.K. Sahu & Associate — built into every quote.

Instant Solution

Quick issuance and one senior advisor end-to-end — no call-centre runaround.

Cost-Saving Advice

Independent advisory means no hidden commissions and the lowest TCO across insurers.

Claim Help — Guaranteed

Aapki claim ki chinta meri duty. If your claim is ever rejected, our team fights it for you.

What's Covered

A Cover Designed For Real Indian Use-Cases

Every recommendation below is structured around the policy exclusions and IRDAI standardisations that matter most at claim time.

Comprehensive Cover

Own-damage + theft + statutory third-party in a single policy — the right default for any bike newer than 5 years.

Third-Party Only

For older bikes (10+ years) where own-damage cover no longer makes economic sense.

Long-Term Plans

3-year and 5-year third-party policies — locks in your premium and protects against annual renewal price hikes.

No-Claim Bonus

Up to 50% NCB on subsequent renewals after a claim-free year. We help you carry NCB to a new bike when you upgrade.

Pillion Cover

Personal accident cover for the pillion rider as a small add-on — often missed by agents but valuable.

Instant Issuance

Most two-wheeler policies issued in under 10 minutes — KYC + RC + previous policy is all we need.

Who Is This For

Right For You If…

Ideal for: Daily commuters, college students with their first bike, families who own multiple two-wheelers, riders looking to switch to a long-term policy.

Assured Premium Pay Back

A percentage of the annual premium you pay, credited back to your bank account after policy issuance. Eligibility and the exact percentage depend on policy specifics — use the calculator on the left for an instant indicative number.

Claims Ratio
0 .3%
Day Avg. Resolution
0
Month Break
0
Years Practice
0 +
Common Questions

Quick Answers Before You Commit

Yes. Under the Motor Vehicles Act, at minimum third-party cover is mandatory for every two-wheeler in India. Riding uninsured carries a ₹2,000 fine and licence suspension on second offence.
Long-term (3-/5-year) policies are mandatory only on new bikes. On renewals, long-term locks in third-party rate but you pay upfront. We recommend yearly comprehensive + multi-year third-party for flexibility.
FIR within 24 hours, intimate the insurer the same day, send a no-trace report from the police after 30 days. We handle every step including liaison with the investigating officer.
Yes. NCB is the property of the policyholder, not the insurer. We obtain the NCB certificate from your old insurer and apply it to the new policy at renewal.

Ready For A No-Obligation Quote?

Send us your basic details — a senior advisor will revert within a business day with the best fit across every active insurer.