I N S U R E N
Mumbai, India info@insurancellello.com
Insurance Product

Business Insurance

व्यापारिक बीमा

Group Mediclaim, Group Term Life, Group Personal Accident, Property, Marine, Liability, Cyber, D&O, Workmen’s Compensation — the full corporate insurance stack, advised end-to-end. Assured Pay Back on eligible group lines, plus full Corporate Seva Desk for ongoing claim and renewal management.

The Insurancellello Promise

Four Reasons Customers Pick Us Over Any Aggregator

The same four promises printed on our brand creative — backed on every policy we place.

Expert Guidance

10+ years of policy-design and tax-advisory expertise from S.K. Sahu & Associate — built into every quote.

Instant Solution

Quick issuance and one senior advisor end-to-end — no call-centre runaround.

Cost-Saving Advice

Independent advisory means no hidden commissions and the lowest TCO across insurers.

Claim Help — Guaranteed

Aapki claim ki chinta meri duty. If your claim is ever rejected, our team fights it for you.

What's Covered

A Cover Designed For Real Indian Use-Cases

Every recommendation below is structured around the policy exclusions and IRDAI standardisations that matter most at claim time.

Group Mediclaim

Family-floater group cover for employees + dependents, with full IRDAI standardisation, annual claims-experience benchmarking and renewal negotiation.

GTL & GPA

Group Term Life and Group Personal Accident — the two cheapest employee benefits with the highest perceived value. Often missed by SMEs.

Property & Fire

Cover for plant, machinery, inventory and buildings, including business-interruption cover for downtime during reinstatement.

Liability & D&O

Public liability, product liability, professional indemnity (E&O), and directors’ & officers’ liability for boards and senior management.

Cyber Liability

First-party (your business) and third-party (your customers’) cyber loss — with the right sub-limits for ransomware, business email compromise and data-breach response.

Marine & Transit

Transit / inland transit / open marine policies for moving goods within India and exports / imports, with the right limits per consignment.

Who Is This For

Right For You If…

Ideal for: SMEs renewing their first Group Mediclaim, listed companies needing D&O, manufacturers looking at property and marine, IT services firms taking out cyber and E&O cover.

Assured Premium Pay Back

A percentage of the annual premium you pay, credited back to your bank account after policy issuance. Eligibility and the exact percentage depend on policy specifics — use the calculator on the left for an instant indicative number.

Claims Ratio
0 .3%
Day Avg. Resolution
0
Month Break
0
Years Practice
0 +
Common Questions

Quick Answers Before You Commit

Most insurers underwrite from 7 lives. Some specialist insurers go down to 3-5 lives at slightly higher per-life premiums. We help match your size to the right insurer.
For 10+ employees, Group Mediclaim is almost always cheaper per life — partly because it is risk-pooled across the group, partly because of the corporate-tax deduction.
PI (Professional Indemnity) covers errors and omissions in delivering your services. D&O covers personal liability of directors and officers for management decisions. Many companies need both.
Yes — on most eligible group lines, structured as part of our retained corporate advisory engagement. Talk to the Corporate Seva Desk for a tailored quote.

Ready For A No-Obligation Quote?

Send us your basic details — a senior advisor will revert within a business day with the best fit across every active insurer.